Best bank account

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Leo Mwangih

Senior Villager
#1
I am changing my bank account after frustrations and long queues in my bank.
Please advise on
1)Best transactional account- for depositing and withdrawing any time i want
2)Best savings account
All advice is welcome
 

Cypher254

Village Elder
#3
Find one of this small banks mostly Nigerians. If you keep your balance more than 10k you get interest monthly and if you are a regular user you wnt be charged atm withdrawal fees
 

Leo Mwangih

Senior Villager
#4
Find one of this small banks mostly Nigerians. If you keep your balance more than 10k you get interest monthly and if you are a regular user you wnt be charged atm withdrawal fees
i had considered that but then i got scared after the associations west Africans have with money laundering. Didn't want to be caught in such murky waters with my cash
 
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The_Atheist

Guest
#8
Go for family bank, and sign up for Mobile banking. No long queues plus they have a very efficient CSR- The family Group Foundation. My son is a beneficiary.

Caution: You are likely to make obscene withdrawals during a night out with the boys.
 

Electronics4u

Village Senator
Staff member
#15
For loans, family bank mtasumbuana coz they don't give unsecured.
Just go to Barclays where there are no Q's, they charge fixed amount per account and it's very easy to get a good unsecured loan. Also some of their branches operate up to 8pm, mobile banking is very cheap (10 bob) and online banking is very secure.
 
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Luther12

Guest
#18
For loans, family bank mtasumbuana coz they don't give unsecured...
That's a plain white lie. I took an exact loan from them a while back na ndio namaliza kulipa sasa. It all depends on the nature of your income and whether they have a M.o.U with your employer.:)

If you've been in business for at least a year, you'll also get very attractive asset finance terms, but they do not offer the same for start-ups.
 

Bus

Village Elder
#19
For loans, family bank mtasumbuana coz they don't give unsecured.
Just go to Barclays where there are no Q's, they charge fixed amount per account and it's very easy to get a good unsecured loan. Also some of their branches operate up to 8pm, mobile banking is very cheap (10 bob) and online banking is very secure.
Services at Barclays have become too sloppy. Customers are always complaining of many small unnecessary errors.Their facebook page is full of shocking complaints.
 
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Luther12

Guest
#20
Services at Barclays have become too sloppy. Customers are always complaining of many small unnecessary errors.Their facebook page is full of shocking complaints.
Reminds me of a pal's ordeal last year at Barclay's TRM. He was robbed shortly after withdrawing. CCTV footage clearly showed that one of the cashiers, the one who served him, was in collusion with the thugs.:(
 
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