Washenzi walininyima loan last year, and at the time my M-shwari loan limit stood at 13,000. So nika-assume tu mambo itakuwa nyweeee. Shock on me! Alafu some jobless idler i knew, with a history of defaulting on loans, applied and was immediately given 2500. I don't get how they determine one's credit worthiness. They seem to care more about how active one is on social media. Anyway, I deleted the apps immediately.