Kuna wasee walikuwa wame default in our sacco thinking saccos are friendly. Majina ikarushwa huko. Wasee wanakunywa salo tu huku wakisema wakati wa school fees Ni kuchukua ka front ama ka emergency kazinge hilo pengo. I have never seen desperate faces like I saw then when their application were run in that data system. CRB si mchezo. BOA had refused to approve my loan because of a soft one I had taken on my Equitel line....direct to Mpesa of 2k. Hapo ndipo nilijua hii Kenya haina machezo.
Huwezi...you have to do hard time. The , last i checked it was something like 5 yrs. For those 5 years ukitaka loan lazima uende CRB wakuandikie barua kusema you are reformed and dont owe anyone a cent.Hiyo barua nayo ni kama 1, 600/- (it may have been revised) CRB sio mchezo.ata Visa application utafukuzwa kama mwizi embassy.
Aiyah, kwani nitapelekwa huko mara ngapi? The only problem is that Kenyan banks are using that to deny people loans. My story is very different but once my name was taken there I can not access a loan from any bank. I took a loan with Co-op back then in 2006, I repaid the loan in full in three years. Deductions for the last year of repayment were not remitted by my employer and I was not aware until the year 2013 when I was asking for a loan in KCB. Now where I think banks are being unfair is that I had taken another loan in KCB in the year 2010 and had repaid it in full, I was actually going back for a second and bigger loan. They could not even look at my record with the individual and could not listen to the circumstances under which I was listed.