CRB

WHO KNOWS THE CONNECTION WITH CRB.

SAFCOM WAMENITUPA HUKO.

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:D:D:D:D wakati uliomba Mswari loan ulituuliza maoni kweli

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:D:D
Loan ni loan…hata okoa jahazi ni loan. Kataa kulipa utajipata kwa vitabu ya CRB.
Hebu jaribu ku-get loan ya shamba sasa…utafukuzwa kutoka bank na mwiko!

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Kuna wasee walikuwa wame default in our sacco thinking saccos are friendly. Majina ikarushwa huko. Wasee wanakunywa salo tu huku wakisema wakati wa school fees Ni kuchukua ka front ama ka emergency kazinge hilo pengo. I have never seen desperate faces like I saw then when their application were run in that data system. CRB si mchezo. BOA had refused to approve my loan because of a soft one I had taken on my Equitel line…direct to Mpesa of 2k. Hapo ndipo nilijua hii Kenya haina machezo.

How do you remove your name from that CRB blacklist once you have cleared your debts?

hapana taka macheso utaimba kidawida na huyo malaya ulikula naye mshwari

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Lipa deni.

helb wanapelekana huko? Hapo ndio naweza shikwa

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how do you check if your name is blacklisted?

Huwezi…you have to do hard time. The , last i checked it was something like 5 yrs. For those 5 years ukitaka loan lazima uende CRB wakuandikie barua kusema you are reformed and dont owe anyone a cent.Hiyo barua nayo ni kama 1, 600/- (it may have been revised) CRB sio mchezo.ata Visa application utafukuzwa kama mwizi embassy.

shieet!..just check mine…HELB walinirusha uko!

na pia kama ulifungua bank account na ukaiwacha bila hela ama kama ulimaliza doo account na ukawacha bila kuweka mbesha jua utapelekwa CRB after some time.

Aiyah, kwani nitapelekwa huko mara ngapi? The only problem is that Kenyan banks are using that to deny people loans. My story is very different but once my name was taken there I can not access a loan from any bank. I took a loan with Co-op back then in 2006, I repaid the loan in full in three years. Deductions for the last year of repayment were not remitted by my employer and I was not aware until the year 2013 when I was asking for a loan in KCB. Now where I think banks are being unfair is that I had taken another loan in KCB in the year 2010 and had repaid it in full, I was actually going back for a second and bigger loan. They could not even look at my record with the individual and could not listen to the circumstances under which I was listed.

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Not to worry. Banks will soon find themselves with no one to loan to and we’ll have gone full circle

If thats the case basi niko ndani…nikichoka na bank i just withdraw all my shit and walk away. How can you charge me to close an account yet opening it was free?

you should close the account if you don’t use it.

I don’t think so. The account is dormant.

Exactly, no courtesy of telling them I will not be coming back.

I used to use it but when banks act stupid i just move on. But why should you charge me 2500 to close an account? What are those charges for?

To buy a lock maybe.

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