DUPLICITY OF INSURANCE COVER FOR CHILDREN IN PUBLIC SCHOOLS

Dear MR President Uhuru Kenyatta
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I attended a rural public primary school. Every year our parents used to be told to pay Kshs 500-1000 as ‘caution fee’
This fee was supposed to carter for when your child fell sick, injured or destroyed school property.
But whenever I fell sick they still sent for my parents. It was even more convenient because mum worked at a health centre right next to the school. Of course she catered for my medication.
You have launched an insurance cover for school going children.
Never mind that there’s already a national health insurance cover (NHIF) scheme which covers children upto 18 years as dependants of their parents/guardians.
Never mind that at University students are compelled to pay for medical cover.
Why do we have multiple health insurance schemes covering the same population?
Was it just not prudent to use public schools as catchment areas to drive a national NHIF cover for the whole family like government would pay use pupils data to access the family, government would pay Kshs 1,350 as you are doing and parents asked to raise the balance of Kshs from the annual Kshs 7,200.
Moreover, most parents in these public school also happen to be teaching in these facilities. Assume sir, that half of the approximately 500,000 teachers actually teach in public schools. These parents could have about 2 -4 school going children who access medical insurance cover from as dependants on their parents’ medical schemes. I will not add local chiefs, MCAs, agricultural officers, policemen, and other government officers. How much money are losing through duplication of insurance cover?
A quick calculation using the approximated number of teachers above, tells me that in every school we could have between 10-50 children whose parents are teachers; meaning in each school we are paying between kshs 27,000 - 150,000 to an insurance scheme which we shouldn’t because these children are covered under their parent’s medical cover.
Sir, A report by your former Education SC, professor Jacob Kaimenyi dubbed ‘Basic EDUCATION STATISTICS BOOKLET 2014’ published by his ministry indicates that we have 28,613 primary schools and 8,635 secondary schools.
If we assume my lowest approximate then at kshs 27,000 we will have unnecessarily paid between kshs 233,176,232 and Kshs 1,295,578,632 annually.
I can’t imagine what 1.2 Billion of the 4.05B would do had it been shared to the counties perhaps to help reduce their burden on health sector now that counties have been asked to foot salaries for health workers even as we hear that National Treasury is reducing allocation to the county governments.
Sir, whoever made you implement this scheme should be sent back to the drawing board if they can not be sent home.
Many Regards;
Rural Kenyan.

i don’t understand my spouse send children are my beneficiary and are covered by NHIF …4B NIZANINI ?

Not everyone is as lucky.

It doesn’t make sense at all

Usual whinning. Perhaps you have never attended a fundraising for a kid , or have missed the numerous ones appearing often on social media.

The cover comes with last expense (funeral) cover of 100,000, sparing other kids being asked to contribute when one of them passes on .

It also comes with a life cover of 500,000 , hopefully some parents won’t get creative and start eliminating their kids.

And it also covers all conditions including HIV, dental and the rest normally excluded by mainstream insurers.

It is highly welcome by the poor of th I country.

It is a good initiative. I hope it will serve its purpose na isiwe njia ya kuibia wananchi.

AMACO INSURANCE.
that’s the devil in the details. Find out who the owner is and why it was awarded the 4B tender. This ain’t a noble idea. Its just another cash cow for the insatiable crook from Sugoi.
Cry, my beloved country.

Think there is lack of clarity in the whole issue.

wacheni kusumbua. tano tena, until such a time Kenyans will be mature enough to say enough is enough