Loan ya biz

What’s the cheapest and fastest way of obtaining a business loan and which financial institutions are favourable?

Amount required- 3 to 4million
Collateral - Piece of land in malindi but I would prefer an unsecured loan.

Mobile loan apps not preferred.

Saccos are best. Alternatively, get a bank but interest rates are high. Stanbic is best

Jaribu Faulu Micro Finance…