Oh, hadn't seen this. I'm not very knowledgeable on insurance matters and options available in medical insurance. I personally rely on GoK hospitals. Way back, I found that most of the HMO-approved health facilities were concentrated in the big towns, esp. in Msa & Nbi. Since I'm not anywhere near them I opted out. However, as kids come along, I'm finding myself having to relook at the issue afresh.
Beyond the cost, I'd perhaps go for one that seems fairest in terms of exclusions/coverage for pre-existing conditions and has a maternity cover/package amongst other such details.