Mpesant Loans

Be honest

Why do you need these statistics? Upuss

Ever found yourself in a remote place where you couldn’t access an ATM let alone online banking and you needed to send out some money urgently? that’s when you thank high heavens for Mshwari, the geek who invented USSD should get a nobel price

Borrowing is mostly done by mbirrionaires, not #peasants.

USSD umaanisha nini?

Unstructured Supplementary Service Data

Unstructured Supplementary Service Data

Ndio ukijua ufanye?

AKUKAMUE KWA MKIAAA

For the 50th time, mimi sikamuliwi na chokora.

Sijanyita any but isfine

[ATTACH=full]48869[/ATTACH]
Tumia uncle kuku.

Hapa nakubaliana na wewe 100%

sijawahi borrow this upussssssssssy

hao watu wote wamejibu hio swali ya USSD are very poor teachers.
Supposing I mentioned DFT in response to something and then mtu aulize what it means then I say Discrete Fourier Transform …?

Anwho, USSD @karema-hitI is basically technology used to access services in mobile code kwa mfano when you dial *144# to check your airtime balance or *144# is a USSD code and so and so forth.
However these short codes can be abstracted and made transparent to you in a more user friendly waythrough a User Interface, case in point is to access Mpesa services there is already a menu where you can scroll and select without dialing these codes.

Now that’s more like it. Nimenyita sasa

In other words M-shwari does not operate via USSD but UI ryt?

Both services (Mpesa & Mshwari) were originally provisioned through USSD but Safaricom is way ahead with this technology such that it uses a mobile technology referred to as STK i.e Sim Application Toolkit.
STK is basically a GSM technology standard that enables a SIM card initiate actions which can be used for various Value added services.
So yes Mshwari doesn’t use USSD but STK but if you are keen and have ever used Airtel Money you’ll realize there are USSD codes to access their Financial services.
STK is a better technology because of the UI aspect

Thank you very much. Today I have learned something.

Usungu.STK failed to load