When we borrow for
lifestyle we are
consuming the money,
just like eating
potatoes. Once eaten,
there is nothing really
to show for it.
We may be borrowing
to literally eat,
entertain ourselves,
buy clothes, travel, or
pay rent or school fees.
One day it will get to a
point where you may
have to go hungry i.e.
make drastic sacrifices
to pay back the loans
by cutting expenses.
If the loan you are
thinking of taking will
lead you down this
path, do not take it.