It has become a culture within some girls, to send a text of “nikopeshe pesa”. Some of them you just meet them a few days ago na wanataka kukopa besha.
Girl: Woiye nikopeshe 500
Me: Ok nitakukoshepa
Girl: thanks sana, utaniokolea sana, Mwaaaaaah
(She is so happy).
Me: But i charge 10% interest on money i lend. So you will return Ksh 550
Girl: Ghaiii, Sawa nitalipa na interest.
Me: I forgot to tell you that i also need collateral.
(Using collateral word to confuse her a bit)
Girl: Ati nini unataka?
Me: I need something to guarantee me that you will pay me money.
Girl: nini unataka?
Me: Something worth about 500, usipolipa niuze to get my money back.
Girl: Ngaaaaii yani hutanikopesha.
Me: Those are simple terms.
Girl: Ok
I once asked money from a woman who was trying to request a soft loan from me;
Dame: Niaje Bingi, how are you?
Mimi: Niko poa mimi sijui wewe
Dame: Ni save na 1k nakurudishia Friday (was on Saturday then)
Mimi: Babe una 500 nikwamue pesa zangu on Monday mwanzo ndo nikupe hiyo 1k?
Dame: Sawa nitakupa, but promise utanikopesha 2k basi
Mimi: Sawa
She gave me the 500 ambazo nilimzungusha nazo for a whole week. In the end I gave her back her 500 na kumwambia “sori sana babe, ile stori ilishindikana…shika hizi 500 zako coz nikikaa nazo nitakula zote!” The lady was “aki Bingi umeniwaste, sitawai kuomba pesa tena!”
And this is the trick that I have been using on anyone (sana sana madame) trying to get soft loans from me
Hii tabia ya omba omba huwa ya a chick ulimeet then ukachukua number but haukulike vile.So huwa hana kitu ya maana ya kukuambia, ni mashida zake tu
Mimi huambia mtu atume nyonyo ama puthy ndio nitume iyo doh…