CRB

[shocks]

@Okiya

I don’t think so. The account is dormant.

problem is some a/cs attract charges where you transact or not, utakuta a/c being charged Ksh250/- a month then the moment inakuwa negative they treat it kama deni. Wajinga sana

[Mkufuu]

@Mathice

How do you remove your name from that CRB blacklist once you have cleared your debts?

The CRB system will remove you automatically after 6 to 7 years…but in the meantime you can qualify for loans if you have paid your debts.

@shocks

helb wanapelekana huko? Hapo ndio naweza shikwa

Helb hupeleka watu immediately. They regularly send a list of defaulters to CRB for blacklisting. If you have ever defaulted on your payment, regardless whether you are currently servicing your loan or not, rest assured your name is blacklisted. My personal opinion- If you are earning some money you should be sued for denying other Kenyans a right to affordable education. On the other hand, university and college student’s should be demonstrating against you and your ilk. :mad:

@fishmonger

how do you check if your name is blacklisted?

Simple as eating cake. Dial *433# and follow the prompts. You will however be required to pay a small fee of Ksh 100 for registration via Mpesa. Hey cakes too cost something

@The truth

Huwezi…you have to do hard time.

It’s really simple as fapping (should take you less than five minutes) just dial *433# and follow the prompts.

@Dunya

Not to worry. Banks will soon find themselves with no one to loan to and we’ll have gone full circle

Wrong! Banks love the CRB! CRB is to banks what video games are to a 10 year old boy. CRB helps banks to mint more cash by squeezing higher interest rates out of you. For example co-ooperative bank will charge 1% higher interest rate on loans given to those that have insignificant loan arrears from other banks. There are many more reasons why banks worship in the CRB shrine. :D:)

@nairobilay

If thats the case basi niko ndani…nikichoka na bank i just withdraw all my shit and walk away. How can you charge me to close an account yet opening it was free?

It was part of the terms you signed albeit written in font 9 when you were opening the account. You can’t run away from that and my advice is you leave your account with some money in it say 1000 bob if you want to play safe.

[Dunya]

And by charging higher interest they will get more defaulters

[system]

@nairobilay

:D:D
Loan ni loan…utafukuzwa kutoka bank na mwiko!

:D:D:D:D:D

[Delosh]

what happens if your employer hasn’t been remitting cash in such a case how can you be assisted

[mundu_mulosi]

@Delosh

what happens if your employer hasn’t been remitting cash in such a case how can you be assisted

I am meeting some guy next week who will explain to how to go about it. I am in the same situation.

[paparazzi]

@Mundu Mulosi

I am meeting some guy next week who will explain to how to go about it. I am in the same situation.

How did it go??