keeping fit while positive requires more upkeep than keeping fit while negative.
remember sports insuarance is based on individuals. in Kenya, health insurance is usually for group/ company. most of the time, you will find them asking you for voluntary testing. the insuarance company will then set the group insuarance based on No. found positive vs negative as well as calculate a percentage assumption for those who refuse testing. so while individual contribution remain equal for everyone, the total amount will be determined by the overall health of the individuals in the group
Unadhani Eboue ni neighbour yako hapo Muthaiga?