Private Insurance v NHIF

NHIF is a scam,you pay 6k in premiums p.a.and are only entitled to outpatient care of 1200 p.a
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Where is the scam? You are the one who choses outpatient facilities, you are supposed to do due deligence on if the hospital you chose …if the outpatient card has full cover or if the facility has compete equipment. Eg. Mimi nimechagua Africare Medanta, westalnds…hapo unatoa card tu…lab tests,dawa poa and don’t pay a cent, nimekuulizia and am told that’s not correct. Different hospitals sign different contracts for various packages. Ndio maana siku hizi card holder is the only one able to change using the *155# platform.
Sometimes we expect too much from this government institutions, kitambo singelipa Hii kitu, but vile niliona imesaidia watu… for that amount, wacha tu zipotee. Neighbour ako dialysis . Chapa hii hesabu Nhif yalipa 9,800 For 2 sessions per wk hiyo ni 19,600 per week , 78,400 per month…940,800 per yr not counting other services e.g. chemo @600k , Radiotherapy @25,000 for 6 sessions…scam bado? Tuangalie hasara yako/your cost implications…500/- pm translates to Kshs=16.6 per day…who does it cover? Full nuclear family, with unlimited number of children, open to all ages,no pre existing conditions and free treatments (in patient, no limit) in government hospitals and some selected private mission hospitals. Yaani ukisacrifice mandazi mbili per day unaweza epuka bill za familia mzima za hosi na kuepuka ma fund raiser za wana. Niwaambia lipeni hii kitu

How much do you pay roughly

Mbelow the beoot

How is the card helpful if i take mp shah as the hospital of choice.
Last time i was there they only paid for the bed

Kuna mahali amecomment na kusema 18k pa for the Afya Nafuu cover.it is affordable

Buda MP Shah ni private, na they dont provide out patient for national scheme, hii ya kawaida. Card hapo utakusaidia tu na stand alone packages offered there kama dialysis, operations etc na daily rate ( Rebate) ukiwa umelazwa mostly these big private hospitals ni 4k per day. Boss hiyo card utakusaidia government hospitals ,na private mission hospitals ama category B hospitals kama Bliss na Africare.

Ahhh hapo umenisaidia,tutabadilisha