hii nayo itakua na pressure mob …
Nyumba gani unaweza jenga na 200k?
Chama ya watu kumi ni 2m hata kama unaanziwa jan to oct is wiorth it.
You already have the answer yourself na unauliza tena…that bitch is gonna arm-twist you hadi akuingize kwa Aim Global bullshit…i thought you claimed to be an alpha male once
Na wewe utatoa 200k every month…same tu na kusave
Shida ya chama Ni someone will come with a emergency need ndio aruke line
Kila mtu ako na namna yake.
But in actual fact, those chamas are registered ltd companies. In those 10 months 20m is the shared capital and you will can purchased a tract of land which you can subdivide and sell to young guys looking for small plots. But I suspect you can raise 20m easily on your own. 
Bank loans are good too, but have some disadvantages.
Niko kwa moja ya family iko na 23members.iIianza May 2019…mimi ndio 2nd last kupata the contribution ya the 22 others.Jijazie how long i’ll wait to receive mine…Sijiungi nao tena
Nyinyi hata hamuoni the language use here ni ya a lady?
but all in all i hate chamas with a passion i don’t know why.
waoh. interoverted kama mimi . pia sipendi chamaas… it makes you strain to achieve zero