Imagine unatoka kwenyu ushago kuja kuishi Nairobi Paipu Kama IDP

Purple

Moderator
Staff member
#42
Flipping the coin to the other side. Estates like pipu can making you millions in no time (genuine money). That's why the first Tumaini was in pipeline. When peasants see problems, entrepreneurs see opportunity. Reke ngome.
Nah, how much $ do you think it took to come up with that structure? 70 million plus land? More? Remember collecting rent in these places can be extremely stressful and dangerous. Meanwhile you can invest the same amount and eat 15% p.a dividend stress free while lying on the beach.
 
#43
Nah, how much $ do you think it took to come up with that structure? 70 million plus land? More? Remember collecting rent in these places can be extremely stressful and dangerous. Meanwhile you can invest the same amount and eat 15% p.a dividend stress free while lying on the beach.
Is the 15% guaranteed? If yes, where?
 

ranny

Village Elder
#45
And I bet hazina lifts yet every building over 5 floors is supposed to have. Na tunalipa full time employed buildings, NEMA officials at county and national level.:rolleyes::oops:
 

Shamsudin

Village Elder
#46
In my opinion hizi mtaa sio place ya mtu ana family. Such holes in the wall ni za kuishi bachelor mtu anatoka asubuhi anarudi jioni kulala saving 99.97% of his income like @Purple . Basically msee anaanza life amekam kutafuta kwa mhindi. Ukikaa place kama hii uanze kuoana na kuzaa kama panya it means you have nothing between your ears. I said it. If you get a family ukiishi such a place you are permantly trapped in the rat race.
At times your thinking is top notch but saa zingine you come out as an airhead who pretends to know it all. One, generalization never works and you should know that by now. My son, who I love dearly, was born in such an environment. Am I confined to poverty?? That's for you to figure out. Thinking people living in such places will be permanently impoverished is a huge fallacy.
 

Azor Ahai

Village Elder
#49
At times your thinking is top notch but saa zingine you come out as an airhead who pretends to know it all. One, generalization never works and you should know that by now. My son, who I love dearly, was born in such an environment. Am I confined to poverty?? That's for you to figure out. Thinking people living in such places will be permanently impoverished is a huge fallacy.
You are the airhead. Just because you survived and thrived doesn't mean it was smart of you to do so. Hii ndio shida ya kukuwa mjinga. You survive a dumb decision and think that anyone can do it. For every person like you, there are a hundred who are still living in such conditions or worse. Usitumie kichwa kama helmet my fren. You are the exception, not the norm.
 

Shamsudin

Village Elder
#50
You are the airhead. Just because you survived and thrived doesn't mean it was smart of you to do so. Hii ndio shida ya kukuwa mjinga. You survive a dumb decision and think that anyone can do it. For every person like you, there are a hundred who are still living in such conditions or worse. Usitumie kichwa kama helmet my fren. You are the exception, not the norm.

What makes you think you are life's good standard? I'd rather lead the Paipu life than trade ass for riches.
 

Purple

Moderator
Staff member
#57
Is the 15% guaranteed? If yes, where?
Personal experience: Vanguard Dividend Growth Fund (VDIGX) has performed phenomenally in the last 2 years. When you discover that you only have to sweat once before money takes care of you is the day you will be a very happy man.

Picture this: who benefits when you decide to put up that apartment block? The guys in the construction industry definitely have to get paid. Your county, tenants, in short everyone but you gets their cut. You’re to earn your money thrice before getting anything back. The first time is when you worked for your boss and saved. More efforts are then required to purchase land, get approvals, build, do the finishing etc. Na bado. You still have to work again to find tenants and ensure they remit their rents on time. Why?? Why do you think billionaires are choosing to sit pretty on mountains of cash rather than investing in goods, services or people?

Someone recently posted a thread saying they have 5 million on hand and want to buy a matatu for business. Kweli watu hawajipendi? You benefit the police, kanjo, drivers, conductors, passengers etc well before getting anything out of that investment. Whereas investing that $50 grand in VDIGX gets you dividends stress free and start earning from day one.
 

Azor Ahai

Village Elder
#58
Personal experience: Vanguard Dividend Growth Fund (VDIGX) has performed phenomenally in the last 2 years. When you discover that you only have to sweat once before money takes care of you is the day you will be a very happy man.

Picture this: who benefits when you decide to put up that apartment block? The guys in the construction industry definitely have to get paid. Your county, tenants, in short everyone but you gets their cut. You’re to earn your money thrice before getting anything back. The first time is when you worked for your boss and saved. More efforts are then required to purchase land, get approvals, build, do the finishing etc. Na bado. You still have to work again to find tenants and ensure they remit their rents on time. Why?? Why do you think billionaires are choosing to sit pretty on mountains of cash rather than investing in goods, services or people?

Someone recently posted a thread saying they have 5 million on hand and want to buy a matatu for business. Kweli watu hawajipendi? You benefit the police, kanjo, drivers, conductors, passengers etc well before getting anything out of that investment. Whereas investing that $50 grand in VDIGX gets you dividends stress free and start earning from day one.
You do know that there will be a stock market crash in less than 2 years right?? Check the inverted yield curve. Stocks are more volatile than property. The good thing is that you don't have to choose. Huku Kenya you can't truly retire without rental income. Don't write off real estate entirely in favor of stocks. Stocks can double and halve in a year so a balanced portfolio of both stocks and property would minimize risk e.g a balanced portfolio of 70% property and 30% stocks.
 
#59
See this life. Guess why wame cover nguo na karatasi za polythene?
View attachment 259498
Ati ndio nguo za juu zisimwage maji kwa nguo zako... au kukunyesha nguo zako ziwe protected from the rain.

Alafu view ya mkamba @vuja de from his balcony. Unaamuka unatoka nje kwa balcony ku stretch alafu iris zako zinaona poverty..una give up na life apo hapo.
View attachment 259500

Unarudi keja unavaa ndio uende job kwa mhindi..

Pale kwa mlango b4 going to work

VUJA DE:
View attachment 259507

Kheri ningebaki kwetu Kitui .. Nairobi Nairobi (insert Dj Shiti voice)
:D:D
 

Snowball

Senior Villager
#60
Personal experience: Vanguard Dividend Growth Fund (VDIGX) has performed phenomenally in the last 2 years. When you discover that you only have to sweat once before money takes care of you is the day you will be a very happy man.

Picture this: who benefits when you decide to put up that apartment block? The guys in the construction industry definitely have to get paid. Your county, tenants, in short everyone but you gets their cut. You’re to earn your money thrice before getting anything back. The first time is when you worked for your boss and saved. More efforts are then required to purchase land, get approvals, build, do the finishing etc. Na bado. You still have to work again to find tenants and ensure they remit their rents on time. Why?? Why do you think billionaires are choosing to sit pretty on mountains of cash rather than investing in goods, services or people?

Someone recently posted a thread saying they have 5 million on hand and want to buy a matatu for business. Kweli watu hawajipendi? You benefit the police, kanjo, drivers, conductors, passengers etc well before getting anything out of that investment. Whereas investing that $50 grand in VDIGX gets you dividends stress free and start earning from day one.
Mutual Funds might be ok for tax differed retirement savings supported by an employer but not ideal a liquid investment. It takes a long time build up a good return from index investment funds. If you are not too young and focused on retirement savings then index funds are good. If you are 35 and younger, you have better tolerance and can afford to be aggressive and try out riskier higher returns.
 

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