What could i be doing wrong,i have this problem of spending my money in ways i can’t account,it just dissapears just like that,this month alone i have used more than 40k,i even had 13k in my mpesa on friday and as of yesterday i had to withdraw 2k from my bank and it is already gone,remaining with 500 now.what are some of the ways one can make sure this doesnt happen and how can i stop betting,i think it may be what is consuming my money as i rarely drink apart from hile ya once in two weeks.I have just realized something is really wrong with my financial management.
Ukiona ume-waste 38k the last 2k enda tu ukamue maliar hapo SJ pesa yako isiishe tu bure… Then come for advice when you get the 40k not when umebaki with 500 bro.
Simple business education from back in primary school, budget on how to spend your income. Set aside money for everything and don’t compromise the budget.
That betting is nonsense, stop that.
Start a project. This will make you use your money on it and ensure you are busy.
Alternatively, join a savings scheme where your money will be deposited before you receive it [SIZE=1](kama umeajiriwa)[/SIZE]
Wait a minute cowboy.
This month, August, is like just 12 hours old and you have used 40K?
What am I doing wrong?
jifunze kuwekerea 1k and above on highly researched safe 2-3 odds. Ongea na Tommy lee sparta akufunze. chungulia hapa pia.
https://t.me/joinchat/AAAAAECww4R89gFnGccWhw
Otherwise stop kuwekerea msimu huu na ungojee premier league. friendly zitakumalisa.
payday is around the corner,so i don’t want to go that route again,any tips on how i can do it
last month guka,this month dio inaanza ata pesa zake bado kuingia. @Capitan, i am a full time hustler
Open several bank accounts for saving for particular puposes e.g buying a plot, upgrading your car/ buying a car, december holiday, emergencies and an account for day to day expenses. Alafu uweke standing order ya sacco.
this is good,i will try it.thanks
what of enrolling for a financial management classes,are there such things online?
You are not getting the point, discipline is the main issue here and that’s what you lack.
Four points here
- Get rid of ATMs
- If you need money transfer tumia Airtel (its scarce hence hautawithdraw ovyo ovyo)
- When you are drunk, change your betting passwords ukiamka asubuhi utakua hujiskii na mambo ya betting tena.
- Get married
hapa anaeza pata kunguru anyonywe kunyonywa
I found out pia kua na timetable ya chakula kama high school pia husaidia kuwekeza akiba
It’s not about financial education but rather discipline. Am almost a certified accountant na bado niko na hiyo tabia. Mine mostly is due to my hand being too open. I am always paying for things kama kwa restaurant najipata nime pick tu tab. My particular Somali clan is famous for being high spenders so na suspect ni hiyo bad gene yaani I don’t respect money at all. I keep telling myself maybe if I have a family my financial planning will be much better. Though I have set up measures that I will follow religiously from next month. Currently niko na 10bob kwa nyumba though something might hit my account kesho :D:D